Do you currently have car insurance? Yes I have insurance. Great, you're all set! Click here if you still want to compare rates. No, I need insurance and I want to compare options. Before you start the test, please answer the following question regarding your insurance status. Without insurance you will not be able to drive in California Question A major cause of fatal crashes is: Answers Inappropriately honking a horn. Driving too fast for conditions. Following a large vehicle. Explanation Driving too fast is a major cause of fatal crashes. A driver should always be ready to adjust their speed to changing driving conditions. Take a FREE Practice Test Now This questions appears in the following tests: Minnesota Knowledge Test Class A ,