Do you currently have car insurance? Insurance is mandatory to drive in California Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question Improperly loaded cargo: Answers Can be safer than properly loaded cargo. Can be a hazard. Can improve fuel efficiency. Explanation Cargo that is improperly loaded or secured is a significant hazard to the driver, as well as others on or near the road. Take a FREE Practice Test Now This questions appears in the following tests: Iowa Knowledge Test Class A , Maryland Knowledge Test Class A , Connecticut Knowledge Test Class B ,