Do you currently have car insurance? Insurance is mandatory to drive in California Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question If you are riding in a vehicle equipped with a lap belt and a separate shoulder belt, you are: Answers Only required to use the lap belt. Required to use both the lap and shoulder belts. Only required to use the shoulder belt. Explanation If your vehicle is equipped with a lap belt and a separate shoulder belt, you are required to use both. Take a FREE Practice Test Now This questions appears in the following tests: California Practice Test