Do you currently have car insurance? Insurance is mandatory to drive in California Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question Unless otherwise posted, the speed limit on urban or town roads is: Answers 55 mph. 45 mph. 30 mph. 15 mph. Explanation When driving on urban or town roads, the speed limit is 30 miles per hour. If a different speed limit is posted, follow the posted speed limit. Take a FREE Practice Test Now This questions appears in the following tests: Minnesota Practice Test