Do you currently have motorcycle insurance? Insurance is mandatory to drive in Oklahoma Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question Overloading can have negative effects on all of the following, except: Answers Braking. Steering. The view from the driver’s seat. Explanation Overloading can negatively affect a vehicle's steering, braking, and speed control. Be careful to follow safe and legal weight limits when loading your vehicle. Take a FREE Practice Test Now