Do you currently have car insurance? Insurance is mandatory to drive in California Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question Most crashes happen: Answers At dusk. In broad daylight. At night. Explanation Most motorcycle crashes happen in broad daylight. Wearing bright colors and reflective materials to make yourself more visible to other drivers is always recommended, even during the day. Take a FREE Practice Test Now This questions appears in the following tests: South Dakota Practice Test