Do you currently have motorcycle insurance? Insurance is mandatory to drive in California Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question To legally operate a motorcycle, a rider must have: Answers Liability insurance. Comprehensive insurance. Fire insurance. Medical insurance. Explanation Anyone who operates any motor vehicle in New Mexico is required to have liability insurance. Take a FREE Practice Test Now This questions appears in the following tests: New Mexico Practice Test